What are the two key choices U.S. citizens need to make that determines their relative wealth?

When compared to other persons in society, the one who has greater wealth.

To enhance their relative wealth, Americans must choose between two options. There are numerous options available.

Education: Most Americans complete their basic education and begin working, which results in a lower salary than if they complete extra education and training over two years. They have the potential to make roughly $50\%$ more. This will undoubtedly increase their riches.

They should begin saving at a young age, such as at the age of twenty-five if they only save $\$3000$ once and never touch it. After forty years, that sum has grown to $\$44,923$. So, by saving $\$3000$ just the once, you can earn $\$45,000$. If they save additional money, they will get wealthier.

As a result, relative wealth can be grown strategically.