Today, most people with psychological problems are not hospitalized. Typically they are only hospitalized if they _______ a. have schizophrenia b. have insurance c. are an imminent threat to themselves or others d. require therapy

Read the question carefully. It's about hospitalization criteria for people with mental health issues.

Go through the options one by one. \n\nOption a mentions 'have schizophrenia' - this is not necessarily a definitive criteria for hospitalization. So this is not the correct answer. \n\nOption b suggests 'have insurance' - this is a financial criteria and not related to the immediate needs of the person, thus it can be ruled out. \n\nOption c denotes 'are an imminent threat to themselves or others' - this typically is a main criterion for hospitalization considering the immediate safety of the individual or others. Thus this is the correct answer. \n\nOption d says 'require therapy' - While this might warrant professional intervention, it does not necessarily imply the need for hospitalization. Therapy can be given in outpatient settings as well. So this is not the correct answer.

Based on the analysis in step 2, the answer is option c - 'are an imminent threat to themselves or others'